How you can sponsor your family that if you don't have salary of 4000 AED

The United Arab Emirates (UAE) is home to thousands of expatriates who live and work in the country. Many of them wish to bring their families to live with them. However, one of the most common requirements for family sponsorship is having a minimum salary of 4,000 AED or 3,000 AED with accommodation. But what if you do not meet this salary requirement? Are there any alternatives? The answer is yes!

In this detailed guide, we will explore different ways you can sponsor your family in the UAE even if your salary is less than 4,000 AED.

How? 

If the sponsor doesn't have a salary of 4,000 AED, they can sponsor with a bank guarantee deposit of 3,596 or 5,296 AED. Once your visa is canceled, you may get the guarantee back.

Understanding the Family Sponsorship Rules in the UAE

Before exploring alternative ways to sponsor your family, it is important to understand the basic sponsorship rules:

• Only residents with valid UAE residence visas can sponsor their families.
• A minimum salary of 4,000 AED 
• The sponsor must provide proper housing and medical insurance for dependents.
• Marriage certificate and birth certificate need to be attested.
• Dependents must pass the necessary medical fitness tests.

If your salary is below the required threshold, here are some solutions you can explore to bring your family to the UAE.

1. Sponsoring Through Alternative Income Sources

If your fixed salary is less than 4,000 AED, you can show additional sources of income to increase your financial eligibility. Some ways to do this include:

a) Combining Multiple Jobs

If you have part-time jobs, freelance work, or additional sources of income, you can show these earnings to prove that you can financially support your family. Some professionals, such as consultants, teachers, or digital marketers, work on multiple projects and earn beyond their fixed salary.

How to Apply:

• Obtain salary certificates from all jobs.
• Show bank statements proving additional income sources.
• Submit supporting documents with your application.

b) Business Ownership or Investment

If you own a business or have invested in a company, you may qualify for family sponsorship based on your business income.

Requirements:

• Trade license or business registration.
• Proof of monthly earnings from the business.
• Company bank statements showing regular cash flow.

2. Sponsorship Through a Freelance Visa

The UAE offers freelance visas that allow professionals to work legally as independent service providers. Freelancers can also sponsor their families.

Steps to Apply:

1. Apply for a freelance visa through free zones like Dubai Media City, Dubai Internet City, or Abu Dhabi’s twofour54.
2. Show proof of earnings through invoices, contracts, and bank statements.
3. Once your visa is approved, apply for family sponsorship.

Freelancing is an excellent option for those earning through online jobs, media work, consulting, and creative industries.

3. Sponsoring Through a Partnership Visa

If you are a shareholder in a company in the UAE, you may be eligible to sponsor your family. A partnership visa is available to those who invest in a company.

How It Works:

• Register as a business owner in a UAE free zone or mainland.
• Show proof of business ownership (license, financial reports, tax filings).
• Apply for a partner visa through your business entity.
• Use the visa to sponsor your family.

This method allows many entrepreneurs and investors to bring their families without needing a high fixed salary.

4. Sponsoring Through a Wife's Visa

If your wife meets the salary requirements, she can sponsor you and the children. Women in the UAE are allowed to sponsor their families under certain conditions:

Requirements for Women to Sponsor:

• A salary of at least 4000 AED (or 3,000 AED with accommodation).
• Must work in a qualified profession such as healthcare, education, engineering, or administration.
• Approval from the General Directorate of Identity and Foreigners Affairs (GDRFA).

If your wife has a job meeting these conditions, she can act as the sponsor while you continue working in your current role.

5. Sponsoring Through Special Approvals

Some cases are considered on humanitarian or special grounds. If you can prove that your family depends on you entirely, you may get approval even with a lower salary.

How to Apply:

1. Write a letter to the immigration department explaining your case.
2. Provide supporting documents like rent agreements, utility bills, and medical insurance.
3. Request your employer to provide a salary increment letter (if possible).
4. Apply through Amer Centers or directly at the immigration office.

Government authorities may grant approvals based on your situation, especially for long-term residents and families in need.

6. Sponsoring Through a Local Sponsor

In some cases, a local UAE citizen or an eligible expatriate may act as a co-sponsor for your family. This process requires legal approvals and financial guarantees.

How It Works:

• Find a UAE national or employer willing to support your sponsorship.
• Sign an official sponsorship agreement.
• Submit the documents to the immigration department.

This is not a common method but can be an option in specific situations where financial support is needed.

7. Sponsoring Family on a Tourist Visa While You Upgrade Your Salary

If you need time to increase your salary to meet the requirements, you can bring your family on a tourist visa first. This will allow them to stay temporarily while you work on increasing your income.

Steps to Follow:

1. Apply for a long-term visit visa (3 or 6 months).
2. Continue working towards a salary increase or apply for alternative sponsorship methods.
3. Once you meet the salary requirement, convert the visit visa into a residence visa.

Documents Required for Family Sponsorship

Regardless of the method used, these are the common documents required:

• Sponsor’s passport copy and visa
• Emirates ID
• Salary certificate or income proof
• Labour contract (if employed)
• Tenancy contract (Ejari) or accommodation proof
• Marriage certificate (attested)
• Children’s birth certificates (attested)
• Medical insurance for dependents
• Bank statements (last 3-6 months)

Final Thoughts

Sponsoring your family in the UAE without a salary of 4,000 AED is possible through alternative methods such as showing additional income, getting a freelance visa, investing in a business, using your spouse’s visa, or seeking special approvals.

If you are planning to bring your family, start preparing well in advance by exploring the best method that suits your financial situation. With the right approach, you can successfully sponsor your loved ones and enjoy a comfortable life together in the UAE.

For expert guidance on the sponsorship process, AmerCenter can assist you with the necessary approvals, documentation, and alternative options to meet the visa requirements. Their professional team ensures a smooth and hassle-free experience, helping you reunite with your family in the UAE. 

Contact AmerCenter today for reliable support!